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Joanna Agius joined KSI Malta in 2015 and she forms part of the Compliance team within the Firm.

She is an experienced banker, having worked with HSBC Bank Malta Ltd (previously Mid Med Bank Ltd) for over 25 years.

Joanna worked in various departments within the Bank, including Retail Banking where she was actively involved in all spheres of personal banking services. She then migrated to credit duties where she was responsible for servicing the personal needs of high-net-worth Commercial Customers, gaining extensive experience in Mortgage Lending.

Joanna was also involved in various Compliance matters, including the carrying out of Due Diligence process and vetting of both new potential clients as well as existing customers. She has also attended various training courses related to this sector.